Our Services
KB Mortgages Has Much To Offer
KB Mortgage Services goes beyond simply finding you a mortgage. We understand that buying a home can be a complex and stressful process, and our aim is to make it as smooth and enjoyable as possible.
Our services include: Financial Guidance and Affordability, Mortgage Protection, Simplifying the Property Search, Streamlined Conveyancing and Surveys, Specialized Support for Buy-to-Let Investors, and helpful Calculators.
By offering a combination of financial expertise, property search assistance, and streamlined legal and surveying services, KB Mortgage strives to make your home buying journey a stress-free and successful experience.
Advice & Affordability
Unveiling your borrowing potential and the associated costs has never been easier! Here’s how you can get started:
1. Personalized Guidance with an Advisor: Want to find out about your mortgage options? Our dedicated advisors are here to chat! They’ll walk you through the affordability process over the phone, explaining everything step-by-step. This way, you can get a clear understanding of your borrowing options and the associated costs, all tailored to your unique financial situation.
2. Need a quick DIP? Dive into the world of online affordability checkers and discover what lenders might be willing to offer you. These handy tools can give you a quick estimate of how much you could potentially borrow.
So, whether you prefer the convenience of an online tool or the in-depth guidance of an advisor, we’ve got you covered!
Protection
Owning a home is a significant achievement, and protecting that investment is crucial. That’s where having the right insurance and cover comes in.
We understand that navigating the world of home and mortgage insurance can feel overwhelming. Our dedicated advisors are here to simplify the process. We’ll sit down with you and discuss all the available options, ensuring you have a comprehensive understanding of the coverage you need. Our goal is to empower you to make informed decisions that provide you with the peace of mind of knowing your home and your financial wellbeing are secure.
Get in touch with one of our experts today to help ensure you have the insurance and cover that suits your home and mortgages needs.
Property Search & Negotiation
With affordability figured out, it’s time to delve into the wonderful world of house hunting. This is where your financial advisor becomes your partner in exploration. Share your vision of your dream home – the number of bedrooms, the desired outdoor space, the importance of a specific location, or any special features you crave. Armed with this knowledge and their expertise in the local market, your advisor will act as your guide.
Our experts become an extension of your search party, wielding cutting-edge, specialized software for comprehensive property comparison and analysis. They’ll uncover hidden value and market trends to ensure you secure the best possible price, to align your dream home with your lifestyle aspirations, and keeping your budget comfortably intact.
Get ready to explore with confidence and discover the perfect place to call home!
Legal & Surveys
Legal aspects and surveys are important parts of the mortgage process, that’s why our advisors will ensure a smooth experience by guiding you through every step.
Legal checks delve into the property’s ownership history, boundaries, and any restrictions. A solicitor or conveyancer will handle these, ensuring there are no surprises that could jeopardize your purchase.
Surveys are independent inspections focusing on the property’s condition. There are different levels of surveys available. While not mandatory, a survey is highly recommended for peace of mind and can potentially help you negotiate the asking price.
Get in touch today to find out more about how we can help with your legal and survey needs.
BTL Portfolio
Are You a Savvy BTL Investor with Multiple Properties? Do you own three or more BTL properties? Managing multiple mortgages can become a time-consuming and complex task. We specialize in working with BTL portfolio landlords to streamline the mortgage process. Our team of experienced advisors can bring all your BTL mortgages under one roof, saving you valuable time and ensuring you receive the best possible rates. Schedule a consultation with one of our advisors today to discuss your BTL portfolio and explore how we can simplify your investment experience.
Thinking about adding a buy-to-let (BTL) property to your investment portfolio? Uncertain if the numbers will work in your favor? Our user-friendly BTL ROI calculator can help you gain valuable insights. Simply enter key details about the property, and our calculator will estimate your potential return on investment. This will give you a clear picture of the property’s profitability and help you make informed investment decisions.
Calculators
Affordability Calculator:
Want a quick estimate of how much you can borrow? Our calculators can give you a fast answer. But for a more precise picture, talk to an advisor or complete our online fact find.
Monthly Payments Calculator:
Want a quick estimate of how much your mortgage might cost? Our calculators can give you a fast answer. But for a more precise picture, talk to an advisor or complete our online fact find.
For Buy-to-Let Investors:
Considering a Buy-to-Let property? See if the numbers work for you! Use our BTL ROI calculator to check if it’s a good investment.
